User Association allows a user to be set up with other users so that when the primary user creates a deal, the associated users are automatically added to the deal. User Association is used for administration, training or coaching, and deal sharing purposes. A user can have the following associations.
Reviewer - a user who has to review each deal for the associate before the deal can go to a lender; the reviewer must be an agent or broker. A reviewer is commonly used for training purposes when a new junior agent (associate) joins a firm.
Default Agent - when the assistant or administrator adds a deal, the "default agent" automatically becomes the "agent of record" on the deal. If there is no default agent specified, the assistant or administrator will have to select who is to be the agent on the deal.
Submission Agent
- the submission agent is the agent who submits the deal, rather than
the agent who is on (or "owns") the deal. A submission agent
can be added for a user if that user's deals should be submitted
to the lender as another user for volume bonus purposes. Depending on
the user configuration, the user is either defaulted a submission agent,
or can have a list of submission agents to choose from via the Submission
Agent dropdown on the Participants
screen.
Note that the default for the submission agent is the agent on the deal.
Brokers also have the ability to assign a constant submission agent to
all deals automatically. The setup of a constant submission agent on all
deals requires the broker to call their local RSM for this hierarchy change.
Note that the reports and access is based on the agent on the deal and
not the submission agent. Agents on the deal will continue to have the
same access and edit rights.