The applicants, additional applicants, co-signers and guarantors that have been entered for the application are assigned by default to the mortgage. They are listed in the Applicant(s) Assigned to this Mortgage subsection of the Application Edit screen. This subsection can be directly accessed by clicking Application Information > Mortgage Request Details in the Left Navigation Pane. Note that applicants assigned to the mortgage are validated against business rules.
If it is decided during the course of working on the deal that an applicant does not need to be assigned to a mortgage, then it is possible to unassign the applicant from the mortgage and keep the applicant on the deal. To unassign an applicant from a mortgage, clear that applicant's Assigned to Mortgage checkbox.
By unassigning an applicant from the mortgage, that applicant's information is not used in the mortgage ratio calculations. Note, however, that the deal ratio includes all applicants (apart from Guarantors), even when not assigned to a mortgage.
The primary applicant cannot be unassigned from the mortgage, and therefore its checkbox cannot be unchecked. To change the primary applicant, see Changing the Primary Applicant.